Services
| UPDATED SCHEDULE OF SERVICE CHARGES EXCLUDING GOODS & SERVICE TAX (GST) |
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| S.I.No | Relating to Deposit Accounts |
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| Category of Charge | Charge Description | Charges Amount | |
| 1 | Cheque Book | ||
| Cheque Book | Per leaf over Free cheques for all A/cs | Rs.3/- | |
| 2 | Stop Payment Request | ||
| Stop Payment Request | Savings Accounts per Instrument for one single request letter. | Rs. 150/- | |
| Current / CC / OD / SOD Accounts per Instrument for one single request letter. | Rs. 250/- | ||
| 3 | Account Closure |
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| Saving a/c closure within 1 year | Rs. 150/- | ||
| Current a/c closure within 1 year | Rs.300/- | ||
| 4 | Minimum balance charges | ||
| Savings Account | Rs.1000/- (if balance falls below Rs. 1000/-) | Rs.70/- p.m. | |
| Savings Account Without Cheque Book | Rs. 500/- (if balance falls below Rs. 500/-) | Rs.70/- p.m. | |
| Current Account | Rs.2000/- (if balance falls below Rs. 2000/-) | Rs.200/- p.m. | |
| 5 |
SMS Charges | ||
| SMS Charges | Per account Rs. 30/- per quarter | ||
| 6 | RTGS/NEFT Charges | ||
| RTGS/NEFT Charges | Up to Rs. 2.00 lakhs Rs.25/-and above Rs. 2.00 lakhs Rs.50/-per transaction. | ||
| 7 | Cheque Return |
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| Cheque Return | If instrument is returned unpaid return charges of Rs.150/- for S.B.Account and Rs.300/- for Current Account /OD/SOD/CC Accounts. | ||
| 8 | ATM Related Charges | ||
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ATM card charges | EMV Debit Classic Card issue | Rs. 150/- |
| Reissue against loss of card | Rs. 150/- | ||
| Annual charges | Rs. 150/- per annum | ||
| Issue of new card on expiry of existing card | Rs. 150/- | ||
| Use of ATM card at our ATM any number of times | Free | ||
| Use of ATM card at other Bank ATM | As per RBI / NPCI Rules | ||
| ATM Transactions Charges | Rs.20/- per Financial Transaction and Rs.8.50/- for Non-Financial Transaction at other Bank ATMs after allowing free transactions as per RBI / NPCI Guidelines. | Financial - 20/- Non-Financial - 8.50/- | |
| ATM Debit Limits |
Transaction fees at Sudha Bank ATM | Free | |
| 1.Cash Withdrawal Limit for both ATM cards | Rs 20,000/-Per day | ||
| 2.POS & E-Com Transactions | Rs. 1,00,000/- per day | ||
| Service Withdrawn | |||
| 9 | Remittance facilities | ||
| Demand Draft issue (At par cheques issued on Corporation Bank, SBI & Axis Bank) | Service Withdrawn | ||
| Bankers cheques – issue | Up to Rs.10,000/- | Rs 20/- | |
| Rs. 10,001/- to Up to Rs.1,00,000/- | Rs 50/- |
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| Rs. 1,00,001/- to Up to Rs.10,00,000/- | Rs 100/- |
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| Cancellation |
Rs. 50/- | ||
| 10 | Loan and Advances | ||
| Gold loan Processing Charge | General | 1% of the loan amount. | |
| Loans & advances charges | |||
| Processing charge | |||
| 11 | Rent on Lockers for all Branches | ||
| Size | Locker Type | Rent | |
| Small | Small | Rs. 750/- p.a. | |
| Medium | Medium | Rs. 1500/- p.a. | |
| Large | Large | Rs. 3000/- p.a. | |
| 12 | Issue of Statement | ||
| Issue of Statement | Account Statement | Rs.50/- | |
| 13 |
Issue of Duplicate Pass Book |
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| Issue of duplicate pass book | Rs. 100/- | ||
| 14 | Signature / Photo Verification Certificate / Miscellaneous |
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| Signature / Photo verification certificate / Miscellaneous | Rs. 100/- | ||
| 15 | Services Rendered Free of Cost | ||
| Balance enquiry | |||
| Monthly Statements | |||
| Collection of local Cheques | |||
| Standing Instruction | |||
| No Dues Certificates | |||
| Balance confirmation certificate | |||
| Account status certificate | |||
| Use of ATM / Debit card at Sudha Bank ATMs | |||
| Funds Transfer through Mobile Banking | |||
| Inward / outward fund transfer (IMPS/UPI) | |||
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